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Parenting & Education in Ireland

Cost of
Primary Education

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A great education is the best possible start in life and for most parents ensuring they can provide for their children's education is their number one priority.

Research by Zurich Life this summer has revealed the cost of education in Ireland. From school uniforms and shoes to transport, voluntary contributions and after school activities, the mounting costs of sending your child to primary school can add up very quickly.

Primary Focus

The first day at primary school is a milestone moment in any child and parent’s life. For the child, this signals the first day on their journey of development and growth. For the parents, it can be a mixture of emotions as their little ones take their first tentative steps into the education system.

Given the cost of education in Ireland, a child’s first day at school is also a parent’s first day of many years of financial investment. The average cost of sending a child to primary school each year is estimated to be €766*.

When you add up the total cost of eight years' of primary school education, it comes to an estimated €6,128*, and that is only the cost to put one child through primary school.

Research shows that after school activities, lunches, school trips and books are the biggest costs to parents.

Clothing, transport and voluntary contributions are still substantial expenses for parents and given that back-to- school costs are rising for families each year, this will debunk the notion that education is free in Ireland.

School Savings

Even though the cost of education is always a hot topic among parents, the actual costs involved still catch many by surprise. In fact, one of the most worrying statistics from the Zurich Life study was that parents typically underestimate the cost of a year in primary school by about 80%. Parents estimate the annual cost as being €425 on average, while the actual cost when taking all expenses into account is actually €766*.

If you have two or more children then you're going to have to dig even deeper to sustain the cost of their educational needs over the long-term.

For many parents, the real challenge is early planning so that they are not trying to get to grips with the costs of education when it's too late. This often leads to parents having to fund everything out of their day-to-day expenditure or take out a loan.

It’s important to remember that the mortgage and other utility bills you have today will still have to be paid when your child starts school in September.

Equally, these outgoings will have to be paid every September for the next eight years and the only difference is you will be expected to manage those household expenses on top of your child's education.

Clearly the cost of education is high and increases over the years. So, wouldn't it make sense to plan ahead and build up your savings year-on-year?

With an Easy Access Savings Plan from Zurich Life you can gradually build up the funds necessary to support your children's education.

To find out how Zurich Life can help you
save for your children’s education and future,
visit or call 1850 804 164.

*Source: Zurich Cost of Education Survey 2017